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Compensation Plans We offer two primary compensation opportunities: 1. Referral Agent Program A Referral Agent simply refers potential clients seeking business or real estate financing by providing: Name Email Cell phone/WhatsApp number Any additional relevant information about the prospect If your referral successfully obtains financing, we pay 1% to 2% of the funded loan amount. We also periodically offer: Performance incentives Bonuses Gift certificates and promotional rewards 2. Business Funding Advisor (BFA) Program Business Funding Advisors can earn 30% to 70% of our gross earnings on every funded deal. To qualify as a Business Funding Advisor, you must: Complete our online training program Pass the certification exam with a score of 80% or higher Have a contact list of at least 20 potential prospects to begin outreach Work company-provided leads Meet activity and production goals Long-Term Growth Opportunity Our long-term goal is to help Business Funding Advisors build and operate their own online lending brokerage agency within our organization. At the highest level, advisors can earn up to 70% commissions, while also having the ability to: Recruit and manage agents Build their own sales team Pay agents directly Scale their own funding business This creates an opportunity for motivated individuals to build recurring income and grow a substantial financing organization.

How Much Can I Make? There is no limit to how much you can earn. We do not place a cap on commissions or income potential. Results will vary from person to person and depend on several factors, including: Your contact list Networking ability Communication and engagement skills Commitment and consistency Your willingness to learn and grow through the learning curve Those looking to supplement their income as a referral agent, can reasonably earn between $500 to $5,000 per month as a Referral Agent. A Business Funding Advisor (BFA) can typically earn between $3,000 to $15,000 per month, depending on production and deal flow. On larger funding deals, commissions of $15,000 or more on a single transaction are possible. There is no ceiling on your income potential for individuals who consistently build relationships, generate opportunities, and scale their business activities.

Can I Do This Part-Time? Yes, absolutely. Many people start on a part-time basis while learning the business and generating additional income. This gives you the opportunity to gain experience, build confidence, and gradually transition into doing it full-time if you choose. In fact, our CEO started in the financing industry more than 15 years ago while working full-time in the insurance business. He began helping clients secure financing on a part-time basis. Once the income from financing exceeded what he was earning in insurance sales, he made the decision to leave the insurance industry and focus on financing full-time.

Investment Property & Commercial Real Estate Financing We specialize in investment property and commercial real estate financing, including complex loan scenarios that many traditional banks may decline. Ideal Borrower Situations We are often a strong fit for borrowers who: Have been turned down by traditional banks Prefer not to provide tax returns Need flexible cash-out options Have non-traditional income documentation Require creative financing structures Alternative Income Qualification Programs We can use alternative forms of income and documentation to help qualify borrowers, including: DSCR (Debt Service Coverage Ratio) rental income programs 1099 income Business bank statements Personal bank statements CPA letters Asset-only qualification programs These programs are designed to help self-employed borrowers, investors, entrepreneurs, and others whose income may not fit conventional underwriting guidelines. Property Types We Finance We can work with a wide range of property types, including: Non-warrantable condos Multifamily properties Mixed-use properties Commercial owner-occupied properties Commercial non-owner occupied properties Investment properties Additional specialized real estate scenarios Additional Financing Highlights We can often structure financing for: High net worth borrowers LLC acquisitions ITIN borrowers Foreign nationals Real estate investors Complex ownership structures Loan Structures & Terms Depending on the program and borrower profile, we can offer: Up to 90% Loan-to-Value (LTV) financing Up to 100% LTV structures when combined with certain business loan programs Interest-only loan options Terms ranging from 10 to 40 years Flexible financing structures tailored to the transaction Rates, terms, and approvals vary depending on the borrower profile, property type, cash flow, credit, and overall transaction structure.

Geographic Lending Coverage We are able to provide financing in most U.S. states for both business financing and real estate transactions. For investment property loans and commercial real estate financing, we operate as a lender and/or broker across a wide range of states, depending on the specific program and funding partner requirements. State Availability While we are active in most states, there are certain jurisdictions where limitations may apply depending on licensing, lender guidelines, or program restrictions. As of now: Florida: No current limitations New York: No current limitations Availability in other states may vary based on the specific loan type and funding structure. Real Estate Financing Scope It is important to note that we do not provide residential owner-occupied mortgage financing. Our real estate lending focus includes: Investment property loans Commercial real estate financing Business-purpose real estate loans These programs are strictly structured for business or investment use, not primary residential home mortgages. If you want, I can help you turn all of this into a clean website page or sales script so it reads more like a professional fintech landing page.